Commercial Loans

There are many reasons you need to borrow money. Whatever your needs may be, our experienced lenders are ready to assist you in finding the financing that is right for you. Our goal is to make loans in our lending area that are competitive and hassle free.

Commercial Real Estate Mortgages

Do you need to refinance an existing mortgage, need a new location, or do you need equity to grow your business? If so, contact one of our loan officers for down payment options, rates, and specific financing terms.

Equipment

First State Bank offers an equipment loan for your needs. Contact one of our loan officers for down payment options, rates, and specific financing terms.

Small Business (SBA) Loans

A First State Bank SBA Loan is a great way for your small business to finance its working capital needs. SBA Loans can be used to purchase inventory, equipment, and real estate. If your new business does not qualify for traditional bank financing, an SBA Loan may be the solution you need. Contact one of our loan officers for more information.

Other types of commercial loans:

  • Operating Lines of Credit
  • Letters of Credit
  • Rolling Stock Loans
  • Vehicle Loans

Loan Rates

For our current loan rates please call (979) 265-2511.

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