FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Put your money to work with First State Bank. Whether you're saving for an emergency fund, college, or retirement, we offer a variety of savings accounts designed to meet your goals. Choose the option that best fits your needs and start building a stronger financial future today.
| Account Type | First Preferred | Personal Savings | Senior Savings | Minor Savings |
|---|---|---|---|---|
| Description | Designed to reward our customers who consistently maintain higher balances in their savings account. | Designed to help you save for that rainy day | Specific to seniors aged 62 or older | Save for your child or grandchild’s future |
| Minimum Opening Balance | $2,500 | $50 | $50 | No minimum balance |
| Account Benefits | Earn a higher rate of interest on tiered balances and 4 free withdrawals per month | Earn interest and 3 free withdrawals per quarter | Earn interest and no minimum balance required or withdrawal fees. | Earn interest and no minimum balance required or withdrawal fees. |
| Quarterly Service Charge | A $6.00 quarterly service charge will apply on average available balances of less than $200.00. A $2.00 per withdrawal charge in excess of 3 or more per quarter. | No quarterly service charge | No quarterly service charges up to age 18 |
The First State Bank Money Market Account offers competitive interest rates while providing easy access to your funds. With a minimum opening deposit of $50, this account includes six free checks or drafts per month; additional transactions incur a $10 fee each. Maintain an average available balance of $2,500 or more to waive the $10 monthly service charge. Enjoy the benefits of higher earnings, flexibility, and free 24/7 online banking.
Earn higher interest than a standard savings account with a Certificate of Deposit (CD) from First State Bank. Start earning with a minimum deposit of just $1,000. Our CDs offer competitive rates based on current market conditions and flexible terms ranging from 182 days to 5 years. Early withdrawal penalties apply. For added convenience, your CD will automatically renew at maturity with no additional fees.
First State Bank offers both Traditional and Roth IRA options. Talk with a banker today and see which option is right for you.
Open an account with First State Bank today!